Get a Quote Place an Order Who We Are

Articles/News

New legislature for the Title Insurance Industry – here’s an overview

An Overview of Title Insurance Agent Licensing In New York New Legislation Providing for Regulation of the Title Insurance Industry, … Continue reading

Mortgage Lender Insurance

PMI Mortgage Insurance

Who Needs It: Mortgage lenders.

What Is It: A mortgage lender’s policy protects the lender’s equity in the property, which is usually less than the full market value of the property. As the loan is paid off, the value of the policy declines to zero.

Who Pays For It? You as the borrower pay for the lenders title insurance policy, which is why you have a choice to select the title company you want to handle your investment. Some attorneys, realtors or lenders have business relationships with title companies and in some instances benefit financially when you have them choose your title agency. During this process, we recommend that you shop around for service based on industry knowledge and local market expertise.

Why It Matters: Your mortgage lender also has a great financial interest in the property you are buying. Just as you do, lenders rely on professionals to keep them safe from title problems. The mortgage/lender’s policy helps ensure that the lender will not suffer a financial loss due to any title claim.

Mortgage Lenders Need Protection Too – Learn How We Can Help

The SMPR Difference: In our fifty-years of experience, we have mastered every variation of title insurance. We offer flexible services that are tailored to fit your needs, regardless of lender or loan type. With four regional branches for convenient service, expedient closings, and local insights, we offer streamlined product delivery and expert guidance that only comes with a tradition of success and integrity. We have a highly skilled and experienced team in each office available to guide you and work through clearing matters throughout the transaction.

 

 

 

 


SMPR Title Agency is a New York Title Insurance company. Our Title Insurance Agency is composed of real estate experts who provide our clients with comprehensive property transaction services including: Property Title Insurance, Mortgage Lender Insurance, Title Searches and Documentation Preparation Services.

We serve the following States, Cities, Zip Codes and Counties:
New York State, Albany County, Saratoga County, Columbia County, Westchester County, Washington County, Fulton County, Troy, Saratoga Springs, New York City, Rochester, Greene County, Rensselaer County, Bronx, Livingston County, Ontario County, Schoharie County, Warren County, Kings County, Madison County, Orange County, Dutchess County, Montgomery County, New York, Monroe County, Orleans County, Rockland County, Albany, Queens County, Oswego County, Schenectady, Rensselaer, Richmond County, Nassau County, Otsego County, Hudson, Long Island, Jefferson County, Niagara County, Putnam County, White Plains, Buffalo, Lewis County, Oneida County, Upstate NY, Capital District, Poughkeepsie, Onondaga County, Schenectady County, Schoharie County, Tompkins County, Broome County, Delaware County, Schuyler County, Ulster County, Cattaraugus County, Erie County, Seneca County, Cayuga County, Essex County, St Lawrence County, Chautauqua County, Franklin County, Steuben County, Wayne County, Chemung County, Genesee County, Suffolk County, Wyoming County, Chenango County, Hamilton County, Sullivan County, Yates County, Clinton County, Herkimer County, Tioga County, Allegany County, Cortland County

Title Insurance - Wikipedia | Internal Revenue Code Section 1031 - Wikipedia | Title Search - Wikipedia